Out-of-Pocket Medical Expenses When it comes to health care, finding out how much something is going to cost can be complicated. At Baptist, we're trying to make things a little easier to understand. That's why we built Expense Navigator, an out-of-pocket health care cost estimating tool. Expense Navigator is a key step in Baptist's effort to become a leader in price transparency in U.S. health care. You can use the tool to estimate your out-of-pocket medical expenses for hundreds of inpatient and outpatient procedures at 13 different Baptist Memorial hospitals located in Memphis and throughout the Mid-South. Whether you have Medicare, other insurance or are uninsured, the Expense Navigator can help you better plan for medical expenses. Here's a small sample of procedures listed: MRI CAT Scan (CT) Emergency Visits (ER) Mammogram Orthopedic Procedures X-Ray Ultrasound Childbirth Bone Imaging Cardiac Procedures Appendectomy Chemotherapy Laparoscopy (Scope) Pulmonary Procedures Upper GI and Lower GI Spinal Tap Lab Tests Diabetes Treatment Click the GO button to get started.